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What happens next?

What happens next?

Once you have found a suitable property available on the shared ownership scheme, the next stage is the application. This is done in different ways depending on the housing association. Some have an initial application form, some want financial details and evidence of your ability to pay as well as trying to identify your need for the property in case of multiple applications for the same property. The agent acting on behalf of the association will have all the information needed to help you with this.


Whilst getting this application process started it is important to make sure your finances are in place for the share you are looking to purchase. If this share will be purchase with cash, make sure the funds are readily available, if it is with a mortgage and deposit, speak to your financial adviser and make sure the mortgage is ready to go if you are successful.


Once the sale has been agreed and your application has been successful, all parties will instruct their solicitors to start the legal process as you would with a full purchase, again your agent will be able to assist you with this and give you the advice you need to move the purchase forward successfully.

Help and assistance

We are more than happy to talk through any of the process to help you move forward. If you would like to speak to one of our team, please contact one of our branches and we will arrange a time to call you back and discuss how shared ownership could work for you.

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